СОВЕРШЕНСТВОВАНИЕ МЕТОДОЛОГИИ АНАЛИЗА И ОЦЕНКИ ЭФФЕКТИВНОСТИ АКТИВОВ КОММЕРЧЕСКИХ БАНКОВ В УСЛОВИЯХ ЦИФРОВИЗАЦИИ

Authors

  • Шохсанам Ширинова Автор

DOI:

https://doi.org/10.5281/zenodo.17962476

Abstract

В условиях цифровой трансформации банковского сектора возрастает роль качественного анализа активов коммерческих банков, ориентированного не только на их количественный рост, но и на оценку эффективности использования. В статье разработана и апробирована усовершенствованная методология анализа активов банковских учреждений, основанная на структурном, динамическом и эконометрическом подходах. Эмпирической базой исследования послужили данные АКБ «Xalq Banki», АИКБ «Ипак Йули» и ряда коммерческих банков Республики Узбекистан за 2013–2024 годы. Полученные результаты подтверждают необходимость перехода от экстенсивной модели наращивания активов к стратегии повышения их рентабельности и качества управления в условиях цифровизации. 

 

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Published

2025-12-17

Issue

Vol. 1 No. 3 (2025): International Conference on Science & Technology (ICST)

Section

Статьи

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How to Cite

Ширинова, Ш. (2025). СОВЕРШЕНСТВОВАНИЕ МЕТОДОЛОГИИ АНАЛИЗА И ОЦЕНКИ ЭФФЕКТИВНОСТИ АКТИВОВ КОММЕРЧЕСКИХ БАНКОВ В УСЛОВИЯХ ЦИФРОВИЗАЦИИ. International Conference on Science & Technology, 1(3), 101-104. https://doi.org/10.5281/zenodo.17962476