THE ROLE AND IMPORTANCE OF ARTIFICIAL INTELLIGENCE IN INCREASING THE COMPETITIVENESS OF COMMERCIAL BANKS

Authors

  • Khusanov Ulugbek Nishonovich Автор
  • Madaminov Bekzod Allayarovich Автор

DOI:

https://doi.org/10.5281/zenodo.18832586

Abstract

Modern banks are operating in an era of digital transformation, which is forcing them to implement new technologies — in particular, artificial intelligence (AI) and machine learning (ML) solutions — to remain competitive (Farishy, 2023). AI technologies are widely used in the banking sector, from customer service to credit risk assessment, fraud detection, and internal process automation. These processes increase the operational efficiency of banks, reduce costs, and strengthen their market position. 

 

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Published

2026-03-02

How to Cite

Khusanov, U., & Madaminov, B. (2026). THE ROLE AND IMPORTANCE OF ARTIFICIAL INTELLIGENCE IN INCREASING THE COMPETITIVENESS OF COMMERCIAL BANKS. International Conference on Business & Management, 2(2), 78-80. https://doi.org/10.5281/zenodo.18832586